Legal
Terms of Service
Effective July 15, 2026. By using this website you agree to these terms.
About this site
This website is operated by Evergreen Legacy, a DBA of Capital Direct Financial Corporation. The site provides educational information about indexed universal life insurance and annuity products and lets you request a personalized illustration or consultation with a licensed professional.
Not advice; no offer
Content on this site is educational and is not tax, legal, or investment advice, and is not an offer or solicitation of any specific insurance contract. Life insurance and annuity products are contracts issued by third-party insurance carriers; features, availability, and any guarantees are subject to the terms of the applicable contract and the claims-paying ability of the issuing carrier. Product suitability depends on your individual circumstances.
Messaging terms (SMS)
By opting in to text messages from Capital Direct Financial Corporation, DBA Evergreen Legacy — through the chat widget on this site or another disclosed opt-in — you agree to receive appointment confirmations and reminders, webinar confirmations and reminders, and follow-ups on requests you initiated. Promotional messages are sent only with separate, optional marketing consent.
Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe at any time and HELP for help. Carriers are not liable for delayed or undelivered messages. See our Privacy Policy for how mobile information is handled — we do not share mobile numbers or SMS consent with third parties for their marketing.
Acceptable use
You agree not to misuse this site — including submitting false information, interfering with its operation, or attempting to access accounts or data that are not yours.
Intellectual property
Site content, branding, and design are the property of Capital Direct Financial Corporation or its licensors and may not be reproduced without permission.
Disclaimer and limitation of liability
This site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Capital Direct Financial Corporation is not liable for indirect, incidental, or consequential damages arising from use of this site.
Changes and contact
We may update these terms; the effective date above reflects the latest revision. Questions: Capital Direct Financial Corporation, DBA Evergreen Legacy, 3133 W Frye Rd Ste 101, Chandler, AZ 85226 · (602) 641-2332 · operations@capitaldfc.com.